Not Sure What Kind of Credit You Have?
Have you had some hiccups with your credit in the past?  Most people have at some point.  At the Nashua Used Car Superstore, we are here to help you.  We have already helped hundreds of people in nearly every potential financial situation get into a car, truck, or suv.  Most people think that if they have a low credit score, their ability to get a new auto loan is impossible. This is simply NOT the case. We have banks and credit unions ready to fight for your business regardless of your score or financial situation.  You have a repossession, NO PROBLEM!  You have a bankruptcy, NO PROBLEM!  You have write offs, slow payments, collections, judgments, foreclosure, government mortgage modification, or no credit at all... NO PROBLEM!!!  

As a member of the Key Auto Group, we have buying power with our lenders.  What does this mean to you, the customer?  It means that we're growing, and want you and your credit to grow with us. With us sending these lending institutions larger numbers of credit applications than our competitors,  it allows us to get YOU better interest rates and more affordable terms.  Let the Nashua Used Car Superstore help you today!

(855) 971 - 9827

There are a lot of commonly asked questions about easy credit auto loans, here are a few;

Q - Is it required that I put money down to get an auto credit  loan?

     A - NO!!!  Certain circumstances might make the bank require money down.  However, this is not always the case.  Putting money down towards a bad credit auto loan will almost always help the conditions, but is not always mandatory.  We can usually get around the customer having to put money down.  How do we do this?  Our relationships with the banks that provide the bad credit auto loans is very strong.  Another motivating factor for them is trade ins.  No matter how "rough" a trade in is, we can still take it off your hands and turn it into money for you and help secure your financing for a newer vehicle.  It can and will help the terms and conditions of the financing.  Money down can lower your interest rate (sometimes significantly), get a better (or longer) term, open up the ability to look at newer or nicer cars (dream car), and help you get the financing period. 

     Q - Is there a minimum income requirement to attain an auto credit loan?

     A - Yes and no.  Most lending institutions prefer that the borrower make a minimum of $1800 a month.  However, there are banks that do not have a minimum income.  Some banks require a minimum of $1400 a month provable income.  The key here is provable.  Not all lenders require you to prove your income.  In order to get you the best possible financing for your situation, proving your income can be important.  If you are a W2 employee this process is very easy.  All they are looking for is a copy of your most recent paystub (within 30 days of application date).  That's it!!!!  If you are 1099 or self employed, they would be asking for a copy of your bank statements or tax returns.  The ability to prove your income can save you a significant amount of money in the form of a lower interest rate.

     Q - What should I bring into the Nashua Used Car Superstore when coming in to apply for an auto credit loan?

     A - Being prepared is very important.  Several documents that you can bring with you to the store can actually save you money.  When you can prove your income (paystub), employment (phone number to HR or business), residence (utility, light, water, cable, oil bill etc.) and phone (cell phone bill) this lets the lending institution feel more comfortable with giving you financing.  Are all of these required for every person.....NO they are not, but can save you money in the form of a cheaper interest rate and save you time in the dealership.  We can get you approved before you ever walk through the door.  We do this everyday.  When you come in with the four aforementioned documents/phone numbers, it makes everyone's life easier and faster. 

     Q - Can you get me pre-approved before I come in?

     A - YES!!!!!!  Simply fill out our online credit application now any credit auto loan financing application.  In the comments section please put Facebook and we will give you a call and go over all of your options with you.  We look forward to helping you get back on the path to good credit!!! 

Here are a couple of the banks we use to attain your financing;

If this wasn't enough, we are also aligned with C.U.D.L. or Credit Union Direct Lending.  Being affiliated with C.U.D.L. allows us to be able to secure financing with most of New Hampshire's credit unions as well.  This is a huge advantage of coming to the Nashua Used Car Superstore for you automotive needs.  With 16 credit unions at our disposal, it opens the door even more for the consumer.  Especially if you are a member of these credit unions.  Many of these credit unions give special rates (lower rates) to their current members.  First time buyers typically get great rates as long as they meet certain criteria.  

Some of our more popular C.U.D.L. lenders are as follows;


Are you not sure of your current credit situation?  We can help with that as well.  Come see us at 635 Amherst St. Nashua, NH 03063, or us directly at 855-971-9827, or fill out a credit application online.  You never know, your credit might not be as bad as you think.  If you would prefer to look at your score before coming in you could also go to and see all three of your bureaus for free.  If you disagree with anything on your credit report, you can also file a dispute by simply following one of the links below:

Experian -> Check Your Credit Report & FICO® Score
TransUnion -> Credit Report, Credit Scores & Credit Checks
Equifax -> Check Your Credit Report & Credit Score Ratings

Correcting Errors
Under the Fair Credit Reporting Act (FCRA), both the reporting company and the information provider (that is, the person, company, or organization that provides information about you to a reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under this law, contact the credit reporting company and the information provider.

More Information On Correcting Information On Your Credit Reports
The The Credit Repair Organizations Act (CROA) makes it illegal for credit repair companies to lie about what they can do for you, and to charge you before they've performed their services. The CROA is enforced by the Federal Trade Commission and requires credit repair companies to explain:
  • Your legal rights in a written contract that also details the services they'll perform
  • Your three day right to cancel without any charge
  • How long it will take to get results
  • The total cost you will pay
  • Any guarantees

What if a credit repair company you hired doesn't live up to its promises? Don't worry, you have some options. You can:
  • Sue them in federal court for your actual losses or for what you paid them, whichever is more
  • Seek punitive damages - money to punish the company for violating the law
  • Join other people in a class action lawsuit against the company, and if you win, the company has to pay your attorney's fees

Make an Inquiry


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 8:30am - 6:00pm
  • Sunday 10:00am - 5:00pm